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The blog — notes from the patch

What the numbers
actually said

Deals I screened, rents I checked, and the things that turned out to be wrong. Written down so you can check the working rather than take my word for it.

29 October 2026

The £250 net trap

A North East terrace 40% below its street still returns £80 a month. Here is the refinance maths that decides whether a discount is worth anything.

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